Jared Kaplan from OppFi – Tearsheet


OppFi is a fintech platform offering financial products to most Americans. The business was founded on a basic low-value monthly installment loan product aimed at closest customers. As it becomes public, OppFi is expanding its product suite to include credit cards and payroll deduction products serving consumers with FICO scores below 620 with revenues of $ 50,000 per year.

OppFi CEO Jared Kaplan joins me on the podcast to discuss the types of financial products 150 million Americans can use to live their lives and the other alternatives they have. We discuss OppFi’s growth trajectory and its plans for the future as a public company. Finally, we explain how the firm differs from its competitors, including Upstart, which at first glance looks quite similar.

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The following excerpts have been edited for clarity.

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